About Hart West Financial
A Scottsdale mortgage broker serving the West since 1997.
The person behind the phone
Cindy Schweikert is the President of Hart West Financial and a licensed mortgage loan originator (NMLS #116611). She's spent more than two decades helping families buy their first home, refinance into a better rate, and finance investment properties.
"I look forward to assisting you with any financing needs — please call for a free quote, no personal information needed." — Cindy Schweikert, President
What to expect when you call
- 1. A free quote — no personal information required.
- 2. We'll review your options against the current rate sheet.
- 3. You'll hear back within one business day.
Licensing
- Company: NMLS #116830
- Cindy Schweikert, MLO: NMLS #116611
- AZ MB-0901832 · CO 100008133 · NM 01938
- OR ML-2751 · UT 5491769NMLC · WA MB-11683
Credentials
Hours
Monday–Friday: 9:00am–5:00pm MT
Closed Saturday & Sunday
Family owned, family run
Hart West Financial has been family owned and operated in Scottsdale since 1997. Hartley J. Sappol built the company from a small local broker into a Western price leader — and today his daughter, Cindy Schweikert, leads it as President, the next generation carrying the same name forward.
We're a small, family-run team, and that shows in how we treat people. We know our clients by name, we answer our own phones, and when you call, you talk to the person who's actually working your file — not a call center. It's the kind of service that keeps 85% of our business coming from referrals and customers who've worked with us before.
Locally owned since 1997
A real office, real people, no offshore call center. When you call, you talk to the person who's actually working your file — the same family that built the company.
Two generations, one standard
The family that built it still answers the phone.
2,000+ customers, 85% referrals
People stay with us — and they bring their friends.
You deal with the person who built your loan
We know you by name, and we answer our own phones.
Here's why we charge less
Many people have asked how our rates can be so competitive. The answer is pretty simple: we don't employ commissioned loan officers, and we don't have the many layers of management that larger companies do.
That structure means fewer markups stacked on top of your rate and no middleman taking a cut. You deal directly with the person who built the loan — and you pay for the loan, not the overhead of a big brokerage.
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